White-Collar Crime on the Rise: How to Fight Federal Charges in Miami

Federal prosecutors in South Florida are cracking down on white-collar crimes — and the stakes are higher than ever. From PPP loan fraud to cryptocurrency schemes, wire fraud, and corporate embezzlement, the Department of Justice has significantly increased investigations in Miami-Dade and Broward counties.

If you’ve been contacted by federal agents or indicted in connection with a white-collar crime, you need immediate representation from a skilled criminal defense attorney. At the Law Office of Francisco Marty, we help clients fight serious financial crime charges with discretion, strategy, and strength.

What Is Considered White-Collar Crime?

White-collar crimes typically involve non-violent financial misconduct and are prosecuted under state or federal law. These offenses may include:

• Wire fraud
• Mail fraud
• Securities fraud
• PPP or EIDL loan fraud
• Tax evasion
• Money laundering
• Embezzlement or internal theft
• Identity theft or credit card schemes
• Cryptocurrency-related offenses

Many white-collar cases originate in Miami due to its large financial sector, real estate market, and international business connections.

Why Federal Charges Are More Complex

Unlike local misdemeanors, white-collar crimes are often investigated for months (or years) before charges are filed. By the time you’re contacted, the federal government may already have:

• Subpoenaed your financial records
• Interviewed former colleagues or vendors
• Pulled digital data from your emails or accounts
• Coordinated with agencies like the IRS, FBI, or SEC

This makes it critical to respond immediately and carefully — even if you believe you’re innocent or only partially involved.

Common Mistakes People Make

1. Speaking to Federal Agents Without a Lawyer
   Anything you say can be used against you — even if you believe you’re helping. Always consult an attorney before answering questions.
2. Deleting Files or Altering Documents
   Tampering with evidence or destroying communications could result in additional charges like obstruction of justice.
3. Assuming You’ll Get Probation
   White-collar crimes carry real prison time, especially when large sums or multiple victims are involved. Sentencing guidelines are strict — but there are ways to negotiate lesser outcomes with experienced counsel.

How Francisco Marty Builds Your Defense

At our firm, we don’t just react — we build proactive defense strategies that may include:

• Challenging the intent or knowledge requirement (you must have knowingly committed the fraud)
• Demonstrating that financial errors were mistakes — not crimes
• Contesting the admissibility of government-collected digital or financial evidence
• Negotiating with federal prosecutors to reduce or dismiss charges
• Presenting favorable character evidence, restitution, and cooperation

Whether you’re a business owner, employee, or third-party vendor, we defend your rights, your reputation, and your future.

Real Case Example: Loan Fraud Allegation

A Coral Gables client was charged with PPP loan fraud after receiving a six-figure disbursement for a dormant business. After examining the evidence, we showed the client relied on inaccurate advice and made honest efforts to return unused funds. We negotiated a non-custodial sentence and avoided federal prison.

Serving Clients Across South Florida

We represent clients facing white-collar charges in:

• Miami
• Coral Gables
• Doral
• Brickell
• Fort Lauderdale
• West Palm Beach
• Federal Court (Southern District of Florida)

Don’t face the feds alone.

If you’ve been accused of fraud, financial crimes, or are under investigation, contact Francisco Marty today for a confidential consultation. We’ll help you protect your rights, your freedom, and your future.